Bed and Breakfast Startup

Breakfast: Special K Cereal
Lunch:Special K Bar
Dinner: Kiwi and Strawberries with Low Fat Vanilla Yogurt
Snacks:Sometimes Baked Lays (120 calories)

and i also run 2 miles everyday before i go to bed
i can run my mile in 17:24 thats my fastest and my slowest is 19:09
im also 5′1 and 138 pounds
thank you for ready my questions

To lose weight you just need to burn more than you eat, it is as simple as that.
Putting it into practice is more difficult than saying it of course but knowing this simple fact ensures that if you take even one small step towards losing weight at least you take it in the right direction and not the wrong one like many do,.,…

Hi,

I’m in college and working on a project for a commercial recreation class. Our project is to conduct a feasibility study and create a business plan on a mock business. We’re opening and operating a Bed and Breakfast in Illinois as our project.

But we’ve ran into a problem with getting estimates for insurance. I’ve found plenty of insurance companies that offer B&B insurance, but they issue quotes for actual businesses. It’s not like they have a pricing list on their website. And I don’t think they’d appreciate writing up an insurance quote for a fake college project!

I’ve got the types of insurance needed, but have no idea how much coverage is needed or what an insurance policy is likely to cost. The property is worth $500,000. Here’s a list of what I have so far:

-Business Personal Property Coverage
-Business Income and Extra Expense Coverage
-Ordinance or Law Coverage
-Guest Inconvenience Coverage
-Guests’ Property Insurance
-Personal Liability
-Replacement Cost Coverage
-Business Auto Insurance
-Worker’s Compensation Coverage
-Liability Insurance
-Building Insurance
-Loss of Income Insurance
-Business Property Insurance
-Equine Liability (we’ve got horses, yay!)
-Food Spoilage Insurance

Have I left any insurance coverages off the list? I have no idea what a policy like this would cost. Thanks for you help! I’ve enjoyed this project and it’s been very interesting, but at the same time it’s quite daunting!

OK, see, you’ve got HUGE variables here. How much does it cost to rebuild the barn? The house? How much fence do you have? What’s the construction material? Protection class? How old are your structures? Are they all fully sprinklered? How many horses? What are the gross receipts from the B&B? What are your payrolls for employees, and for how many employees?

Lots more, but it’s very, very detailed – including driving records for the person driving the business auto, what KIND it is, how far they go, what exactly they DO with it.

If I had to pick a number off the top of my head, a range, for insurance for this type of business, it would be anywhere from $6,000 a year (small mom and pop run, no employees, two horses, $500,000 total property coverage, gross receipts under $15,000 a year) to $25,000.

Typically, B&B’s run on a VERY thin pricing margin, and if you add liabiltiy for HORSES thrown in, you’re probably not going to bring in enough in sales to cover your insurance costs.

today at cosmetology school we started learning facials and the only thing my instructor mentioned was ‘don’t lock your knees’ so i was like leaning side to side and stuff

so then it started getting really hot(it’s usually pretty hot in the classroom) and i took off my smock and then like a minute later i took off my cardigan and then it was so hot and i felt really weird so i stopped massaging her face and i held onto the bed/table and then next thing i know i hear a big crash and my head is like up against the window and i thought i was in my bed? and i realized i passed out and my instructor took me outside to get me some air and she said that usually happens with facials because the knees are locked?

has anyone had something like this happen and do you know why having your knees locked or anything like that would make me pass out? i’m a vegetarian and i eat somewhat healthy. and i ate breakfast this morning as well. also, whenever i’m shampooing someone and i’m reaching to the other side to rinse something out my knees are most likely locked and i get really hot and feel really exhausted but then i lean against the cabinet to get the other side because it helps me feel like i’m not exhausted or anything.
anyone have any tips on how to be more comfortable while shampooing? my back also hurts as well.

thank youu

I have heard of this happening before. This may sound funny, but try it BEFORE you laugh lol….try standing with your legs farther apart than usual, this will bring you closer to the client and it relieves the back pain. I know you think you will look funny and maybe you will if anyone is REALLY watching you but I always say looking a little funny is worth the extra cmfort in the end. After a while you will get used to doing this and won’t think anything of it. People usually stand with their feet at shoulder width apart, by moving each foot about 3 extra inches apart, you won’t believe the difference. At this angle its almost impossible to lock your knees too. Anyways, GOOD LUCK!

Hi,
I am a 26 year old college graduate who is lucky enough to be gainfully employed, with job security, benefits, and a decent salary. However, I am bored as hell in my job, and there is no real possibility for growth at my company. I have been working here for over 3 years, and have had plenty of time to realize that most of my days are wasted sitting in front of a computer doing spreadsheets ( a task which I despise) in an office with no windows on the same college campus that I have spent the last 7 years at this point. Outside of work, I am a very talented and creative cook. Cooking has been my passion since I was about 10, and I am very good at it. I never got into food service because I didn’t want to hate the one thing I was passionate about. So, here I am in my now late 20’s, the recession is upon us, I have no food experience, and a good job that I hate. There is a huge part of me that wants to go back to school and pursue a degree in culinary arts or in hotel management as I have always dreamed of running a bed and breakfast later in life. But there is also a huge part of me that thinks that I am an ungrateful idiot who would throw away a perfectly good job because she thinks she is supposed to like what she does or a living. Should I consider changing career paths or is this a naive move that will cost me having any financial freedom in the future? Any advice from people in the culinary field would be appreciated. Thank you!

Hi,

I believe that you should be living with passion, and here’s why…

If you were unemployed right now, would you apply for the job you’re working in right now? Most likely not! What would you do? You’d probably pursue a career as a cook, and put in your heart and soul to it because you are passionate about it and have been passionate for a long time. And it’s not that you’re learning how to cook from scratch, you’re already a good cook.

So all you need is to cultivate a reputation for yourself and get your foot in the door of an establishment that allows you to express your gift of cooking. One way that you could do this is to join cooking competitions in your spare time, if you don’t want to burn all your bridges behind you right now. As you make a name for yourself in cooking competitions and events, you might gain the recognition that you need to get hired as a cook based simply on your reputation alone!

Another part time strategy is to start a food blog, and to video yourself in a celebrity chef style doing what you do when you cook. That’s a very cheap and powerful way to establish yourself with a worldwide audience, and that can take you to true celebrity chef status if you’re good.

Finally, get your friends to sample your food (I bet they have already and they love it), and make recommendations to their friends about your cooking. Make it a weekly or monthly thing where you invite people over to your place to try your food. Maybe that will lead to you being asked to cater for small events or dinner parties in the future for them.

Really, the possibilities are endless for you to pursue your passion, and the beauty of it is that you can still do all of this after your regular work until it replaces your income or until you get the work that you want. Live your passion and nothing will be impossible for you.

Believing In You!

I need to find info on how to get trained in the business with options to buy out owners or take over while on vacation. I live in Michigan. Any help would be great.

What is the nearest B & B to your residence. Go to them and see if they are hiring for this season. If they are not, keep checking around until you get in to one. You might also want to consider taking academic training in the hospitality industry to go along with your hands on experience. Canadore College in North Bay, Ontario has an excellent programme. http://www.canadorec.on.ca/ You might be able to find one in Michigan also.

First off, take classes in hotel management, running a B&B is a business venture from the get-go, and lacking financial savvy can ruin a business in no time. A B&B doesn’t start making profit till about five years after it first starts, there is advertising (not just ads, but word of mouth from satisfied customers), repeat business (again, are they telling their friends and family about you), staffing, insurance (lots of it, never know someone will sue for an injury or food poisoning), supplies (are you buying fresh and local, having items imported in from other states).

Make sure you have a clear idea of your goals, and the things you need to achieve these goals (see above). Now location – what’s the competition like in the area you’re looking; do you have a place in mind, but it needs renovation; how is your standing with credit, can you afford a place outright, or will you have to mortgage. Remember, all places, no matter how new or old need some sort of renovation. What will you offer the customer, just a place to sleep and eat a meal, or will you offer van service to tourist attractions? Will there be enough room for family reunions, company outtings, conferences?

Will you have any business partners? Are they in it for the long haul, or just a quick buck (which won’t happen), make sure you have contracts drawn up by a trusted lawyer that spells out everything.

WHAT THE ****. should i even consider calling this guy again?! He sent me 4 messages when I got home since I wouldn’t pick up my phone:

1- It’s all of it, it’s all of you, it’s the way you make me feel. It’s the little things you do for me that let me know it’s real.. (which is a verse from a poem that I WROTE TO HIM!!!!!!!! which was touching, but he said he’s the hopeless romantic, and i have NEVER seen flowers, gifts, cards, poems, songs-even though he can sort of play the guitar. He started a song for me and i’m sure that went out the window. And ok. Once when I was working in the summer, he dropped me off at work but we didn’t leave early enough to get breakfast so when he left, he came back 5 mins later with mcdonalds and surprised me with that. Which was really sweet. and one time I told him I had a hopeless addiction to werthers originals and the next time he saw me he had a big bag of them).

2-I don’t know what i’m doing, but i do know that i don’t wanna b without u…and i WILL show u. I’d lose trust in myself if i didn’t/ I’ll show you what you mean to me.

3- I LOVE YOU (MY NAME). for amazing reasons.

4- I’ll prove i’m worthy. If you still let me.

I didn’t reply.

Next morning he called twice. I didn’t answer. He sent another msg

"Have a great day."

i sent : thanks. you too.

WHAT?! The HELL?! I think i should just call a break and focus on school.

We have plans of going to a city north of here to visit his parents for xmas, who are really nice people, and my last xmas was HORRIBLE due to my lame-*** boyfriend who i didn’t see AT all during the holidays. So I don’t really know if I should even go.

CONFUSED!!!

I’m going to study.

and tonight he text me:
I miss you. Have a good sleep. I’m gonna go to bed.
and III said: Night. Stayin at my aunts all week.
no reply. whatever.

well since my aunt is gone, i’m staying at her place for the week. maybe I’ll just wait until my exams are finished for this semester and then see how things go. If it’s not meant to be, it’s not meant to be.

I just wanted to add, that maybe I put too my effort in??? Or maybe I’m too available?? But shouldn’t serious relationships be open like that? for availability?
When we first met, I worked at a parts store selling auto parts (totally not my forte), and we also sell hand cleaners and all that jazz, and I picked him up some worx hand cleaner with a couple nail brushes and a few other things cuz he always gets so dirty doing irrigation. I wrote him a poem when he wanted to know how I felt about him, (as partially stated above), I bought him a few shirts because they were on sale and they were just the kind that he wears, and I’ve gotten him this all-natural soap bar that’s a natural substitute for shaving cream and it works great. I go places sometimes and when I look around, sometimes things stand out that I think he would like, so i get them for him. Of course they’re all little things, it’s not like i spoil him with expensive gifts ALL the time, they’re kind of just little add-ins in our relationship that i like doing because..well i just do, and it shows I’ve had him on my mind. Is this wrong??
part 1 is here:

http://answers.yahoo.com/question/index;_ylt=AjI9YynLpX7Ul0VFLbp0PDvsy6IX;_ylv=3?qid=20091121212010AAaGwN8

part 2 is here:

http://answers.yahoo.com/question/index?qid=20091121214133AAhflWf&r=w
PS – there are ONLY 3 parts to this thing. lol why can’t they just let me put the whole thing down?? some things need to be described in full..

ok his reasons seem sweet..i guess but first of all that #1 reason is basically your since you wrote that in a poem for him and he copy writing it,so that doesnt count..and the others are nice but it would be nice if he explained how he can prove his love to you, tell him to write down the reasons what makes you worthy,and maybe you’ll consider talking to him normally again..also ask him why he never got you a present i still cant get over why he made his present sound so amazing, and say it was a cammera and than not give it to you,but has money for 2′6ers?? wtf? and it seems like hes only happy when hes drinking,i say this because hes alywas wanting you to come over and drink at his place BORRRRRRINGGGGGGGG!!! your not too available ,you’re right you’re supposed to be aavailable in relationships, and its nice that you spoil him by buying him presents and everything but like he isnt buying you anything!!! besides that time in the summer about the werthers originals and mcdonalds,,he should be doing stuff like that regularly! plus other gifts and the MOTHERLOAD GIFT for your birthday….it seems you’ve wasted too much time on him and hes just starting to realize maybe that hes gonna lose you and might start doing differently..but the thing is what happens if he does act nicer and start actually going out and doing things with you,spending more time..and than after a while he goes back to his old ways.. you’ve been with him for a while and it sounds like he isnt starting to realize till now..you guys havent talked in the past about this im guessing? about your relationship and what not,how hes not treating you like the women that you are? maybe you should suggest counceling for you guys.. if he TRUELY loves you,even though he might think its a waste of time, he will do it to make YOU happy and to save your relationship! i think that you should give him a month,but after you finish your tests because you dont want any of this crap to get in the way of your bf. yea give him a month to start treating you well any everything and if you see him going back to his old ways..not wanting to spend alone time with you,than kick him to the curb.you can seriously get any man,from th sounds of things you sound like a very great girlfriend…hes seriously being a lil bitch too about that thing when you guys were in chapters and u showing him that book,,and he just walked away and the reason for that was because he didnt wana spend him at your aunts ?wtf thats sucha lil deal anyways..he needs to stop acting like a child and say things to you when hes not liking something or whatever,not to keep it inside and than go off on you on a terrible rant….i suggest ignoring him for a couple more days and than tell him whats up…hope everything works out :)

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Long hulahoops grow beards

Anything, anyway can this be the heart lost to, perfection? I danced wanting to peel back the eyelids of hate forever, still as night falls asunder. Torn are the sails of pessimism, forever still the winds of regret, hast thou found the secret lair of contentment? Beauty lasts as long as the heart feigns evil, toil amongst the trudges of the impure soul, of the beast that is thine pride mislead, to thy bitter end.

Man A: He takes you out and pays for dinner most of the time unless you want to treat him or you repeateadly insist you pay. He open doors, pulls out your chair during dates. Shares ALL of the household duties with you and even cooks for you occasionally. Buys you gifts on occasion(Teddy bears , flowers, candy, perfume, jewerely) and spoils you on your birthday. Compliments you all the time and is respectful to your parents. Gives you hot passionate sex and plunges his manhood into you any way you want it. Values your company. Plans romantic dinners for valentines day and annivesaries. Takes you on vacation during the summer. Always tells you he loves you before he goes to work.

Man B: He pays for you when he ask you out and lets you pay when you ask him out. He open doors, but does not pull out you chair at dinner. He helps with some of the household duties and makes you breakfast in bed sometimes. He buys you gifts for your birthday and valentines. Tells you how hot you look on occasion. Loves having sex with you.

A OR B.

Definitely A. I like to be pampered and adored. Man A sounds like the perfect partner.

Ok well.. i wanted to find out what the ablum name to thing song was and then i realized there was two so on itunes. So i plyed them both and Colt 45 is different and Crazy Rap is the ones that i want but when i look anywhere else they are the same song? Which is actuually the one that has these lyrics?

Wait a minute man
Hey check this out man (tell it)
There was this blind man right, (this fool right here)(man check it, hey)
There was this blind man right(hey)
He was feelin’ his way down the street with a stick right (yeah), hey
He walked past this fish market, you know what I’m sayin’ (fish market?)
He stopped he took a deep breath he said
"Snfffffff, woooo good morning ladies" <all laughing>
You like that shit man (that was pretty good)
Hey man I got a gang of that shit man
I tell you what my man on the guitar,
Hey fool on the drums.
Everyone just gather around the mic I’ll tell you all these mutha fuckin’ jokes but first imma start off like that, hey help me sing it homeboy (C’mon!)

Say Colt 45 and 2 zig-zags baby thats all we need
We can go to the park after dark
Smoke that tumbleweed
As the marijuana burns we can take our turn singing them dirty rap songs Stop and hit the bong like Cheech and Chong
And sell tapes from here to Hong Kong.
So roll, roll, roll my joint pick out the seeds and stems
Feelin high as hell flyin’ through Palmdale
Skatin’ on ragged rims
So roll, roll, the ‘83 Cadilac Coupe Deville
If my tapes and my cds just don’t sell i bet my (caddy) cabby will.

Well it was just sundown in small white town
They call it East Side Palmdale (well)
When the Afroman walked through the white land
Houses went up for sale (hell)
Well I was standing on the corner sellin’ rap CDs
When i met a little girl name Jan
I let her ride in my caddy cause I didnt know her daddy was the leader of The Ku (klux)Kluck Klan
We fucked on the bed
Fucked on the floor
Fucked so long I grew a fuckin’ afro
Then I fucked to the left
Fucked to the right
She sucked my dick ’til the shit turned white
I thought to myself sheeba-sheeba
Got my ass lookin’ like a zebra
I put on my clothes and I was on my way
When her daddy pulled up in a Chevrolet
And so I ran, I jumped out the back window
But her daddy he was waitin’ with a two-by-four
Oh he beat me to the left
He beat me to the right
The mother fucker wooped my ass all night
But i aint mad at a prejudice dad
That’s the best damn pussy I ever had
I got a bag of weed and a bottle of wine
I’m gonna fuck that bitch just one more time

[CHORUS]
Colt 45 and 2 zig-zags baby that’s all we need
We can go to the park, after dark
Smoke that tumbleweed
As the marijuana burn we can take our turn singin’ them dirty rap songs
Stop and hit the bong like Cheech and Chong
And sell tapes from here to Hong Kong
So roll, roll, roll my joint, pick out the seeds and stems
Feelin’ high as hell flyin’ through Palmdale
Skatin’ on dayton rims
So roll, roll, the ‘83 Cadillac Coupe Deville
If my tapes and my CDs just don’t sell, I bet my Cabby will

I met this lady in Hollywood
She had green hair but damn she looked good
I took her to my house ’cause she was fine
But she whupped out a dick that was bigger than mine

I met this lady from Japan
Never made love with an African
I fucked her once
I fucked her twice
I ate that pussy like shrimp-fried rice
Don’t be amazed at stories I tell ya
I met a woman in the heart of Australia
Had a big butt and big titties too
So I hopped in her ass like a kangaroo

See I met this woman from Hawaii
Stuck it in her ass and she said aaiiiii
Lips where breakfast
Pussy was lunch
Then her titties busted open with Hawaiian punch

Met Colonel Sanders’ wife in the state of Kentucky
She said I’ll fry some chicken if you just fuck me
I came in her mouth it was a crisis
I gave her my secret blend of herbs and spices

[CHORUS]
Colt 45 and 2 zig-zags baby that’s all we need
We can go to the park, after dark
Smoke that tumbleweed
As the marijuana burn we can take our turn singin’ them dirty rap songs
Stop and hit the bong like Cheech and Chong
And sell tapes from here to Hong Kong

I met Dolly (pardon) Parton in Tennessee
Her titties were filled with Hennessy
That country music really drove me crazy
But I rode that ass and said yes Ms. Daisy

I met this lady in Oklahoma
Put that pussy in a coma

Met this lady in Michigan
I can’t wait ’til I fuck that bitch-again

Met a real black girl down in South Carolina
Fucked her til she turned to a white Albina

Fucked this hooker in Iowa
I fucked her on credit, so I owe her

Fucked this girl down in Georgia
Came in her mouth, man I thought I told ya

Met this beautiful sexy ho
She just ran across the border of Mexico
Fine young thing said her name’s Maria
I wrapped her up just like a hot tortilla
I wanna get married but I cant afford it
I know I’m a cry when she get deported

[CHORUS]

It’s officaly called Crazy rap but some people call it Colt 45.

Afroman actually has another song called colt 45.